Specialty risks shouldn’t come with generic coverage or inflated premiums. Preferred Equipment, Antique Autos, niche liability exposures, and custom commercial operations require a different level of understanding, one that most insurance agencies simply can’t provide. We work directly with program carriers who insure the work you do every day, whether it’s heavy equipment, unique liability, hard-to-place commercial risks, or vintage and collectible autos. Our approach ensures you never pay for protection you don’t need and never stay unprotected where it matters most.
Classic and collectible vehicles deserve protection that matches their value, not generic auto coverage. Our Antique Auto Program offers specialized policies for fully restored, partially restored, and show-ready vehicles, with agreed-value settlement, low mileage pricing, and flexible repair options including restoration shop of your choice. Whether your antique is displayed, garage-kept, driven occasionally, or shown at events, we safeguard the heritage and investment behind every mile.
From skid steers to welding rigs, excavators to dump trailers, your equipment powers your business, and the right insurance keeps it working. Our Preferred Equipment Program protects owned, leased, and borrowed machinery against theft, breakdown, job-site damage, accidents during transport, and more. Clean coverage designed for contractors, farms, landscapers, mobile service crews, and field-based industries that can’t afford equipment downtime.
Some activities come with risks that standard liability policies don’t cover, and that’s where our Special Liability Program steps in. This protection is built for schools, sports programs, youth activities, weddings, live events, venues, festivals, nonprofit gatherings, conferences, and more. Whether coverage is needed for a single event or an ongoing program, we provide simple, affordable liability insurance designed to protect organizations, volunteers, spectators, and participants.
Not every business fits inside a template, so instead of forcing multiple policies together, we build one that works the way you operate. Our Custom Commercial Package combines property, liability, auto, equipment, business interruption, and more into a single program tailored to your specific operations. Ideal for businesses with multiple locations, mixed exposure, or unique operations that standard carriers don’t fully understand. Streamlined billing, seamless coverage, and one policy built around the way you work.
Protect your students, instructors, and facility with instant liability coverage designed for martial arts, MMA, karate, jiu-jitsu, and self-defense programs.
Insurance built for ballet, hip-hop, cheer, and competition studios. Protects students, spectators, rehearsals, recitals, and off-site practice.
Professional & general liability coverage for solo instructors teaching anywhere. Gyms, client homes, parks, and virtual classes included, instant certificates.
Coverage for craft fairs, markets, pop-ups, trade shows & temporary booths. Meets venue liability requirements with free additional insured certificates.
Protection for DJs, musicians, magicians, actors, face painters & more. Wherever you're hired to perform, your liability and equipment are covered.
Protect your special event and satisfy venue insurance requirements. Includes liability, host liquor liability, and instant venue certificate download.
Short-term liability coverage for sports camps, workshops & day programs. Covers participants, spectators, multiple locations, and multi-day schedules.
Fast, affordable liability insurance for banquets, school events, fundraisers & private parties. Perfect for any event requiring venue-approved coverage.
